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To begin working with Jubilee, you must meet (3) minimum requirements outlined below:

 

1. Have at least (24) months total job/retirement history with a minimum of (30) days at your current job/retirement position prior to closing

2. Bring in income of $4,500 per month or greater for all parties who are on the loan (note parties must be on the loan for the income to be considered – cannot be on the deed/ownership only). You are welcome to add additional family members/legal blood relatives to your application to provide additional income to qualify if you wish.

3. Have a minimum credit score of 620.

Please note that the above requirements do not guarantee the ability to buy a home – they are simply the minimum to be considered.

 

If you meet these requirements, enter your information below and it will automatically take you to an online application for our Lender.

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Steps to complete are:

• Click "Continue" to create an account.

• Fill out the form and click "Create Account".

• Enter your phone number and click "Send Code" to verify. 

• Enter the code sent to you and click "Verify". 

• Follow the directions to complete the application.

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From there, our Lender will follow up within 24-48 business hours to notify both you and us of its completion as well as any additional steps and pending items that are needed in order to be approved to buy a home.